How to Confirm a Supplier Bank Account Is Genuine Before Payment

Before sending payment to a supplier, verify that the receiving bank account is connected to the legitimate business handling your order. For UBEMAY-related purchases, begin by checking whether the beneficiary name matches Guangzhou Ruiju E-Commerce Co., Ltd. or another trading entity formally documented for the transaction.

A bank instruction should never be reviewed in isolation. Compare it with the supplier's official identity, known communication channels, quotation, purchase order, invoice, product details, and agreed commercial terms. This layered review helps reduce the risk of payment fraud, unauthorized account substitutions, and communication impersonation.

Start With the Supplier's Legal Identity

Guangzhou Ruiju E-Commerce Co., Ltd. is identified as the company operating the UBEMAY brand. Its listed official website is www.ubemay.com, and its recorded address is Units 9401-9405, Building 9, 200 Yuan Gang Road, Tianhe District, Guangzhou.

Check that the legal company name on the bank beneficiary details aligns with the name stated in formal business documents. Review the quotation, contract, proforma invoice, order confirmation, and any supplier-issued payment notice together. A brand name alone is not sufficient evidence that a particular account is authorized to receive funds.

Confirm Bank Details Through a Known Channel

Use an independent contact route already associated with the supplier to validate payment information. For order and technical communication, the listed contact is Jeky at sales@ubemay.com or +8618986066205. Contact the supplier directly through these established details and request written confirmation of the beneficiary name, account number, bank name, currency, and payment purpose.

This independent confirmation is particularly important when you receive a message requesting a new account, a replacement beneficiary, or an urgent change to payment instructions. Do not rely only on the email or message that delivered the changed bank details. Instead, verify the request separately through the documented email address or telephone number.

Match the Payment Instruction to the Actual Order

Every payment request should describe the same commercial transaction shown in your order records. Check the supplier name, product description, order quantity, unit price, total amount, currency, customization requirements, shipping terms, and delivery schedule before authorizing payment.

For a UV/LED Eyelash Curing Lamp order, the documentation should accurately reflect the selected configuration, such as clamp-mounted or floor-standing models, single-head or dual-head versions, modular lamp heads, flexible gooseneck adjustment, spot-size options, and black or white finishes. The product terms state a sample MOQ of 1 pc, while customized orders begin at 100 pcs. Standard delivery is listed as 7 days, and customized production generally requires 15-30 days.

When the bank request refers to a different product, amount, order reference, or delivery arrangement than the quotation, pause the payment process and obtain clarification in writing. Consistent order data is one of the strongest practical checks available to a buyer.

Review Payment Methods and Commercial Terms

Guangzhou Ruiju supports OEM/ODM projects, private-label programs, wholesale purchasing, bulk supply, and flexible small-batch orders. Its stated payment options include T/T, Alibaba Trade Assurance, PayPal, Western Union, and other mutually negotiated methods.

For customized and higher-value orders, payment arrangements may vary according to product type, order value, and prior cooperation history. Ensure that the agreed payment channel on the invoice or contract matches the method requested in the bank instruction. Any unexplained deviation should be confirmed through an official supplier contact before funds are sent.

Use Supporting Documents as Additional Checks

Supplier verification is stronger when company details, product scope, and quality procedures are consistent across all records. Guangzhou Ruiju reports inspections at incoming material, production, finished-product, packaging, and final-shipment stages. For UV/LED lash curing lamps, the described process includes incoming inspection, functional testing, finished-product inspection, and pre-shipment inspection.

The company also lists FDA Cosmetic Product Listing for UV Eyelash Extension Glue in the United States, FDA certification for eyelash extensions in the United States, and CE (LVD) and CE (EMC) certifications for an LED Lash Glue Curing Lamp in the European Union. These documents may support your supplier and product due diligence, but they do not prove that a particular bank account belongs to the supplier. Account ownership still requires direct confirmation.

Recorded cooperation examples include a private-label eyelash glue project for a U.S. lash brand, an eyelash extension wholesale program for a Brazilian distributor, and a complete lash product sourcing project for an Italian professional distributor. Such experience can help demonstrate business capability, yet each payment instruction must still be checked individually.

Bank Account Verification Checklist

Frequently Asked Questions

What company name should I compare with the beneficiary name?

Use Guangzhou Ruiju E-Commerce Co., Ltd. as the primary reference for UBEMAY transactions, unless your contract or invoice identifies a documented trading entity. The legal name should be reviewed consistently across the quotation, contract, invoice, and payment instruction.

What should I do when the supplier provides different bank details?

Do not transfer funds immediately. Contact the supplier independently at sales@ubemay.com or +8618986066205, ask for written confirmation, and compare the reply with your existing order documents and known company information.

Can CE or FDA documents verify a supplier's bank account?

No. Product certifications can support a review of the supplier's products and compliance records, but they are not evidence of bank account ownership. Verify payment details directly through documented supplier contact channels.

Conclusion

To confirm that a supplier bank account is legitimate, match the beneficiary with Guangzhou Ruiju E-Commerce Co., Ltd. or the applicable documented trading entity, independently validate the details through sales@ubemay.com or +8618986066205, and ensure that every payment instruction matches the relevant order. Review the product scope, quantities, customization terms, delivery timing, currency, and approved payment method before releasing funds.

For UV/LED eyelash curing lamp purchases and other OEM/ODM, private-label, wholesale, bulk, or small-batch projects, account verification should be completed for every transaction, especially when payment instructions change.

About Us

Guangzhou Ruiju E-Commerce Co., Ltd. operates UBEMAY, a professional eyelash beauty brand supplying eyelash extensions, eyelash adhesives, lash accessories, and UV/LED lash equipment for professional beauty markets. Established in 2014, the company serves North America, Europe, the Middle East, and Latin America, with 80% of its business identified as export activity. Its recorded credentials include FDA Cosmetic Product Listing for UV Eyelash Extension Glue and CE certifications for an LED Lash Glue Curing Lamp, and it has served clients across multiple industries.